Real Estate

Should I buy a home through the sellers agent?

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When you are ready to buy a home should you buy it directly through the seller’s agent?

Maybe you’ve fallen in love with a home while touring an open house, or maybe you called the agent whose name is on the sign in front of a home for sale.

It seems so easy, however buying a home through the seller’s agent may not be the best idea for you.

A seller’s agent works for the seller.  The seller hired him to sell their home and represent them during the sales process.

A buyer’s agent will work for you, not the sellers.  You should have your own representation during the sales process.

A buyer’s agent will negotiate on your behalf.  They will work hard to get you the best deal, negotiate any repair requests and handle any problems that come up.  They will look out for your best interests during the transaction.

There is nothing wrong with using the seller’s agent when buying a home if your state permits, it just may not be the best idea for you.

Do you prefer watching this blog in a video format?  Click the link below

Should I buy a home through the sellers agent video

Kelly Harden, Realtor®

Mihara & Associates, Inc.

813-244-9688

 

 

 

 

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Real Estate

Advantages to Owning a Home

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What are the advantages to owning a home vs renting a home?

With loan programs available for as little as 3% down, often the initial down payment is the same to buy a home as it is to rent a home.  Rentals typically ask for the first and last month’s rent to be paid up front along with a security deposit which adds up to about three months’ worth of rent.

When you buy a home your monthly mortgage payment builds equity allowing you to make a profit when you sell the home in a few years.

Your rental payment is used by your landlord to pay their mortgage and build equity for them.

When you own your home, you can customize the interior to suit your taste.  If you want to paint the walls purple, you can.

Your landlord may not let you paint the walls at all.  If they do allow you to paint the interior, you will typically have to repaint the walls the original color or pay to have them repainted when you move out.

When you own your home, you can have a pet of your choice.

Many rental homes do not accept pets.  If the rental does accept pets there is usually an additional deposit collected and sometimes an additional charge is added to the monthly rent payment.

If you have additional questions on the benefits of owning a home please reach out to me, I am happy to help!

Kelly Harden, Realtor®

Mihara & Associates, Inc.

813-244-9688

Design, Fun

The Importance of Sleep

DSC_0598Regular, good quality sleep is important for our health.  Research suggest adults need at least 7-8 hours of sleep each night to be well rested.

Did you know-

  1.  Your brain needs sleep to function at its best.  Poor sleep can negatively impact your ability to concentrate as well as your productivity and performance while quality sleep improves problem solving skills and enhances memory.
  2. Good sleep can increase your athletic performance.  Sleep is when your body recovers from your day’s activities.
  3. Poor sleep puts you at a greater risk for a heart attack or stroke.
  4. Quality sleep improves your immune system helping you stay healthy
  5. Poor sleep can increase your weight.  When you are tired you are likely to have less energy for working out.  It also can increase your cravings for foods you would normally avoid but your resistance may not be the same when you are tired.

How can you get a better night’s sleep?

  1. Set a schedule and stick to it.  Go to bed at the same time every night and wake up at the same time every morning.  Don’t sleep in on weekends.
  2. Control your lighting.  Get out in the sunshine or bright light early each day.  Avoid screen time for an hour before bedtime.  Keep your bedroom dark, no nightlight.
  3. Get enough physical activity during the day.
  4. Limit caffeine and alcohol especially before bed.  They can interfere with your ability to fall asleep and your ability to stay asleep.

Improve your sleep environment

  1.  Keep your bedroom quiet.
  2.  Invest in good window shades to keep the light out.
  3.  Make sure your bed and pillows are comfortable.
  4.  Use the bedroom for sleeping.  Do not watch television in the bedroom, have your excercise equipment in the bedroom, pay your bills at the desk in your bedroom, etc.  This helps your brain associate the bedroom with sleeping only.

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Begin by following these tips and you should see the quality of your sleep improve.

And of course if you need help finding a new bedroom to sleep in give me a call I am happy to help you find your Tampa Bay dream home!

Kelly Harden, Realtor

Mihara & Assiciates, Inc.

813-244-9688