11 Bathroom ideas that are trending right now

Bathrooms are very important to home buyers.  Many of my clients have decided against a home because the bathroom didn’t have quite what they were looking for.

This blog from Houzz shows some great bathroom designs that are trending right now.  If a bathroom remodel is in your plans do yourself a favor and check out these trends to see if one will work for you.

Kelly Harden, Realtor®

Mihara & Associates, Inc.


Real Estate

What will my Florida property taxes be when I buy a home?


Home buyers often have very common questions regarding property taxes when they are buying a home.

Everyone’s first question is “how much my tax bill will be?”

Home buyers will often look at how much the seller paid in property taxes and assume theirs will be exactly the same.

Please keep in mind the tax bill doesn’t usually stay the same when a house sells.

The seller may have qualified for Homestead Exemption which will provide an exemption for up to $50,000 in the assessed value of the property.  There may be additional tax discounts for seniors, disabled homeowners, veterans, etc. that the seller qualified for as well.

Also, in 1995 Florida passed the Save Our Homes amendment which states that property taxes can only increase by 3% per year.  This means if the seller owned the home for a long time and the value of the home has appreciated during that period the property taxes will increase when the county reassesses the home once the sale is complete.

You can search on the county Property Appraiser’s website for an estimate of next year’s taxes.

The other tax question buyers frequently ask is when do I pay my taxes?

Florida property taxes are paid in arrears, or at the end of the year for the year being taxed.  You may pay them as early as when the bill arrives in November, but they will not be considered late until April.

If you have a mortgage your lender will typically divide your tax amount by 12 and add that amount to your monthly mortgage payment.  Then they place the money in an escrow account used to pay the tax bill annually.  If you don’t have a mortgage you will receive a tax bill from the county in November.

If you have additional questions I can help with please let me know.

Kelly Harden, Realtor®

Mihara & Associates, Inc.




Real Estate

Why should I fill out a sellers disclosure when selling my home?

pexels-photo-618158When listing your home for sale your Realtor® is going to ask you to fill out a Sellers Disclosure form.  What is this and why should you fill it out?

The sellers disclosure form is a list of questions about your home that is given to the potential buyer to disclose any known past or present defects with the property.

As a seller you are required to disclose what you know due to a rule establised based upon the Johnson v. Davis court case in 1985.  This rule came into effect when the buyers purchased a home from the sellers and sued them because they believed the sellers knowingly sold them a home with a defective roof and as sellers failed to disclose this fact to the buyers.

You don’t have to use the exact form but you must disclose “any defects you are aware of that may materially effect the value of the property that are not readily observable and are not known to the buyer”.

Disclosing anything you know about the home protects you from a potential lawsuit after the sale.  It also helps the buyer make an informed decision to purchase your home.

Kelly Harden, Realtor®

Mihara & Associates, Inc.



Real Estate

What should a seller take care of before closing on their home?

LRE+StockEveryone wants a smooth transition when a property is sold.  As a seller, do you know what your responsibilities are just before closing on your home?

Repair Any Items Negotiated on During the Inspection Period

Any items sellers agreed to repair during the inspection period have to be completed before the closing date (or sooner if they are lender required repairs).  A licensed contractor is usually required to complete the repairs.  The lender or insurance company may require proof the repairs are complete.

Clean and Empty the House

Your contract should spell out exactly what items convey to the new buyers.  All your furniture, boxes and personal items should be removed from the home before closing.

Once your things are removed you should do a light cleaning- wipe down the counters, sweep the floors, vacuum the carpet, etc.  The buyers will do a deeper cleaning before they move in but you want to be sure the home is in the same condition or better then when the contract was signed.

Leave These Items for the Buyers

Keys to the home and mailbox, garage door openers, gate openers and such should be left in a kitchen drawer or given to the sellers Realtor®.

Owner’s manuals to all appliances should also be left in a drawer for the buyers.

 Transfer Utilities

Be sure to cancel the utilities and transfer service to your new home.

Congratulations on the sale of your home!  By following these guidelines you can expect a smooth transfer of the home from seller to buyer.

Kelly Harden, Realtor®

Mihara & Associates, Inc.